🇬🇧 For UK bank switchers

The Cheapest Direct Debit
in the UK

Just 30p a month. Set up a real Bacs Direct Debit in under 2 minutes — and tick off the requirements for bank switching cash bonuses worth hundreds of pounds.

Set Up My Direct Debit → Secured by Stripe · Cancel anytime
30p per month
< 2 min to set up
All UK banks accepted

Earn £100s switching banks — but you need Direct Debits

Banks like Monzo, Starling, First Direct, Nationwide and others offer cash bonuses of £100–£200 when you switch to them through the Current Account Switch Service (CASS).

The catch? Most require you to have 2–3 active Direct Debits on your old account before they'll pay out. This service gives you exactly that — a legitimate, Bacs-processed Direct Debit — for just 30p a month.

Start for 30p →
🏦 Example Switch Bonus
£175
Switch via CASS
Pay in salary
2 active Direct Debits ← that's us!

How it works

From sign-up to active Direct Debit in under two minutes.

1

Enter your bank details

Your sort code, account number and billing address — the same details you'd give any Direct Debit originator.

2

Mandate confirmed

Stripe submits a Bacs Direct Debit mandate to your bank. The first 30p is collected within 2–3 business days.

3

Switch your bank

Your Direct Debit appears on your statement and counts toward switching requirements. Collect your bonus.

Everything you need, nothing you don't

Straightforward, honest, cheap.

Just 30p/month

No setup fee, no hidden charges. Cancel anytime from your Stripe receipt email — no phone calls, no hassle.

Real Bacs Direct Debit

A genuine Bacs DD processed by Stripe — visible on your statement and accepted by all UK switching schemes.

Bank-grade security

Handled entirely by Stripe's PCI-DSS certified infrastructure. Your account details are encrypted and never stored on our servers.

Set up multiple

Most switch bonuses require 2–3 Direct Debits. Set up as many as you need using the same or different accounts.

Monthly billing

Charged on the same date each month. A Stripe receipt email arrives every time — easy to track and cancel.

Protected by Bacs

All Direct Debits are protected by the Bacs Direct Debit Guarantee — your bank must refund any incorrect payments immediately.

FAQ

Everything you need to know before signing up.

Is this a real Direct Debit?

Yes. This is a genuine Bacs Direct Debit processed through Stripe. It appears on your bank statement as a regular Direct Debit outgoing and is recognised by UK banks and switching services as an active Direct Debit mandate.

Will it count toward my bank switch requirements?

In virtually all cases, yes — this is a real recurring Bacs payment that appears on your statement. However, requirements vary between offers. Always check the specific terms of the switching bonus you're targeting. Common requirements are "2 active Direct Debits" or "3 active Direct Debits" — this counts as one per signup.

How long until it shows on my account?

Bacs Direct Debits have a mandatory 2–3 business day processing window before the first payment is taken. Your mandate is set up immediately, but the first 30p will clear from your account within that window. After that, payments recur monthly on the same date.

How do I cancel?

Every monthly charge generates a Stripe receipt email with a link to manage or cancel your subscription. You can also cancel directly with your bank at any time under the Bacs Direct Debit Guarantee — your bank must cancel it immediately on request.

Is my bank account information safe?

Yes. Your sort code and account number are transmitted securely to Stripe over an encrypted connection. We never store your bank details on our servers. Stripe is PCI-DSS Level 1 certified — the highest level of payment security certification.

Can I set up more than one?

Yes. Use the "Set Up Another Direct Debit" button on the success page. You can use the same bank account with a different email address, or a different account entirely. Each Direct Debit is independent.

What is the Bacs Direct Debit Guarantee?

The Bacs Direct Debit Guarantee is a consumer protection scheme backed by all UK banks. It means: you must always be given at least 10 working days notice of any change to the amount or date. If an error is made in the payment, you're entitled to an immediate refund from your bank. You can cancel a Direct Debit at any time by contacting your bank.

Set Up Your Direct Debit

Enter your bank details below. Your 30p/month Bacs Direct Debit will be active within 2–3 business days.

We'll use these details to set up your Direct Debit mandate.

Secured by Stripe Bacs DD Guarantee Cancel anytime